-Purchase -Refinance -Construction
-We Keep and Service All Loans In-House
-No PMI
-Low Closing Costs


It's the difference we make everyday for our mortgage customers.
Call Courtney in Collinsville @ 618-344-3172
Call Evy in Troy @ 618-667-6767

Check Out Our Low Interest Rates Below!

New Loan Program: Done In A Decade

Term:

Interest Rate:

Annual Percentage Rate:

LTV

10 Year Fixed
Rate

4.000%

4.161%*

90%

3.000%

3.141%*

80%

 

Term:

Interest Rate:

Annual Percentage Rate:

LTV

15 Year Fixed
Rate

4.250%

4.365%*

90%

3.250%

3.350%*

80%

 

Term:

Interest Rate:

Annual Percentage Rate:

LTV

20 Year Fixed
Rate

4.750%

4.847%*

90%

3.750%

3.834%*

80%

 

Term:

Interest Rate:

Annual Percentage Rate:

LTV

30 Year Fixed
Rate

5.125%

5.200%*

90%

4.125%

4.189%*

80%

Effective: 12/20/2011

See a Loan Representative for further details and information on specialty loans
Collinsville Office @ 618-344-3172
Courtney Kerkemeyer, Loan Representative (NMLS#: 686802)
Troy Office @ 618-667-6767
Evy Storm, Loan Representative (NMLS#: 480119)

 *Rates and Annual Percentage Rates are based on $100,000 borrowed amount for a purchase.
90%LTV: 120 mo. pmts. $1012.45 (4.161%).180 mo. pmts. $752.28 (4.365%). 240 mo. pmts. $646.22 (4.847%). 360 mo. pmts. $544.49 (5.200%).
80%LTV: 120 mo. pmts. $965.61 (3.141%). 180 mo. pmts. $702.67 (3.350%). 240 mo. pmts. $592.89 (3.834%). 360 mo. pmts. $484.65 (4.189%).

Rates are subject to change without notice.

No Minimum Loan Amount
Our Loans are Never Sold

MEMBER
FDIC

EQUAL HOUSING
LENDER