Checking Accounts

See our Rates Below!

NOW Checking
- A small minimum opening balance of $100.00 allows unlimited check writing privileges while earning interest.
- Low monthly service of $5.00 if balance drops below $500.00
First Class Checking
- Available to those 55 and over
- A small minimum opening balance of $100.00 allows unlimited check writing privileges while earning interest.
- There are no minimum balance requirements or related fees or check printing fees associated with this account
Student Checking
- Available to full time students
- A small minimum opening balance of $100.00 allows unlimited check writing privileges while earning interest.
- There are no minimum balance requirements or related fees or check printing fees associated with this account
Money Market Deposit Accounts
- Higher interest option combined with limited check writing features
- MMDA accounts require a minimum of $2,500.00 to open
- Higher interest rates available with higher balances

CHECKING & PASSBOOK ACCOUNT RATE SHEET
Account Type	Minimum Deposit To Open Account	*Minimum Balance To Earn Annual Percentage Yield**	Interest Rate	Annual Percentage Yield
NOW	100.00
$100.00 to $2,499.99		100.00	0.10%	0.10%
$2,500.00 OR MORE		2,500.00	0.15%	0.15%
FIRST CLASS	100.00
Below $2,500.00		Any Amount	0.10%	0.10%
$2,500.00 to $4,999.99		2,500.00	0.15%	0.15%
$5,000.00 or More		5,000.00	0.25%	0.25%
STUDENT CHECKING	100.00
Below $2,500.00		Any Amount	0.10%	0.10%
$2,500.00 to $4,999.99		2,500.00	0.15%	0.15%
$5,000.00 or More		5,000.00	0.25%	0.25%
MMDA	2,500.00
Below $2,500.00		Any Amount	0.10%	0.10%
$2,500.00 to $4,999.99		2,500.00	0.15%	0.15%
$5,000.00 to $9,999.99		5,000.00	0.25%	0.25%
$10,000.00 to 24,999.99		10,000.00	0.35%	0.35%
$25,000.00 to 49,999.99		25.000.00	0.45%	0.45%
$50,000.00 or More		50,000.00	0.55%	0.55%
PASSBOOK SAVINGS	10.00	Any Amount	0.15%	0.15%

The above interest rates and annual percentage yields are effective as of:

November 1 , 2011

*Daily Balance: The amount of principal in the account each day
Rates are subject to change without notice

Member FDIC